Can I keep Medicaid in Utah if I move to another state?
Will my Medicaid coverage transfer if I move out of Utah?
If you are currently enrolled in Medicaid in Utah and plan to move to another state, it’s important to know that Medicaid coverage does not automatically transfer between states. Each state administers its own Medicaid program with different eligibility requirements, coverage options, and enrollment processes. Here’s what you need to know about your Medicaid coverage if you move out of Utah.
1. Medicaid Coverage Is State-Specific
Medicaid is a state-run program, meaning each state sets its own rules and eligibility criteria within federal guidelines. When you move to a new state, you will need to apply for Medicaid in that state, as your Utah Medicaid coverage will not transfer.
A. What Happens to Utah Medicaid When You Move?
Utah Medicaid coverage will end once you become a resident of another state. You must inform Utah Medicaid of your move so your coverage can be terminated properly.
If you move without notifying Utah Medicaid, you may face delays in getting coverage in your new state.
2. How to Apply for Medicaid in Your New State
When you move to a new state, you will need to apply for Medicaid in that state, following its application process and meeting its eligibility criteria.
A. Steps to Apply for Medicaid in Your New State
Research Medicaid eligibility: Check the income and residency requirements in the state you’re moving to, as they may differ from Utah’s rules.
Submit a new application: Apply for Medicaid through your new state’s Medicaid office or the healthcare.gov website. Each state may have a slightly different process for applying.
Provide proof of residency: You will need to prove that you are a resident of your new state, such as by submitting a lease agreement or utility bill with your new address.
Provide updated income information: Your eligibility in the new state will be based on your current household income and size. Be sure to include any changes in income when applying.
B. Temporary Coverage Options
If there is a gap between the time you leave Utah Medicaid and the time you are approved for Medicaid in your new state, you can:
Explore ACA Marketplace plans: You may qualify for a Special Enrollment Period (SEP) when you move to a new state, allowing you to enroll in an ACA health plan temporarily while waiting for Medicaid approval.
Look for local health clinics: Some community clinics offer low-cost or free healthcare services for individuals in transition between health coverage.
3. Reporting Your Move to Utah Medicaid
Once you move out of Utah, it’s important to report your relocation to the Utah Department of Workforce Services to properly end your Utah Medicaid coverage.
A. How to Report Your Move
Contact Utah Medicaid customer service: Call 1-866-435-7414 or visit a Department of Workforce Services office to notify them of your move.
Provide your new address: You will need to give them your new address and indicate the date of your move so your Utah Medicaid coverage can be canceled accordingly.
Request confirmation: Ask for a confirmation that your Utah Medicaid coverage has been terminated to avoid any potential confusion with your new state's Medicaid office.
4. What Happens If You Don’t Qualify for Medicaid in the New State?
If you move to a state where you don’t qualify for Medicaid due to different eligibility rules, you still have options:
ACA Marketplace Plans: If your income is above the new state’s Medicaid limits, you may qualify for subsidized health insurance through the ACA Marketplace.
State Healthcare Programs: Some states have their own low-income healthcare programs that provide coverage for individuals who don’t qualify for Medicaid.
Short-term health insurance: You can explore short-term health insurance plans to bridge the gap until you secure a long-term coverage option.
Key Takeaways:
Medicaid coverage does not transfer between states. You must apply for Medicaid in your new state of residence after moving.
Report your move to Utah Medicaid to properly end your coverage in the state and avoid any issues when applying for Medicaid in your new state.
If you don’t qualify for Medicaid in your new state, explore other healthcare options such as ACA Marketplace plans or state-specific healthcare programs.
For personalized assistance with understanding how your Medicaid coverage will change when you move or to explore your options in your new state, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
