Can I qualify for Medicare if I have a disability?

What disabilities or conditions make me eligible for Medicare before age 65?

If you’re under 65, certain disabilities or medical conditions may qualify you for Medicare before reaching the typical eligibility age of 65. Here are the primary qualifications:

  • Social Security Disability Insurance (SSDI): If you have been receiving SSDI benefits for at least 24 months, you automatically qualify for Medicare, regardless of your age.

  • End-Stage Renal Disease (ESRD): Individuals with ESRD, a permanent kidney failure condition requiring dialysis or a kidney transplant, may qualify for Medicare at any age.

  • Amyotrophic Lateral Sclerosis (ALS): Also known as Lou Gehrig’s disease, individuals diagnosed with ALS automatically qualify for Medicare once they begin receiving SSDI benefits, without the 24-month waiting period.

For personalized advice on your specific situation or to confirm your eligibility, you can schedule an appointment with one of our experienced brokers: Schedule an Appointment.

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What are the age requirements for Medicare eligibility?

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