Am I eligible for Medicare if I’m still working? (Copy)

Can I enroll in Medicare if I’m still employed and receiving employer-sponsored insurance?

Yes, you can enroll in Medicare even if you are still employed and receiving employer-sponsored insurance. When you become eligible for Medicare at age 65, you have the option to enroll in Medicare Part A (which covers hospital insurance), typically at no cost, while keeping your employer-sponsored insurance. Many people choose to do this since Part A usually doesn’t involve additional premiums.

However, for Medicare Part B (which covers medical insurance), you’ll want to carefully consider whether to enroll right away, as it has a monthly premium. If your employer-sponsored insurance is considered creditable (as good as Medicare coverage), you may be able to delay Part B enrollment without a penalty.

For detailed advice on how your employer-sponsored plan and Medicare work together, and to determine the best course of action for your situation, schedule an appointment with one of our brokers: Schedule an Appointment.