Can I get Medicare if I have never worked?

If I have not paid into Social Security, can I still qualify for Medicare?

Yes, you can still qualify for Medicare even if you have not paid into Social Security, but the options may differ. Here’s what you need to know:

• Medicare Part A: Typically, Part A is premium-free if you or your spouse paid Medicare taxes for at least 10 years (or 40 quarters). If you have not paid into Social Security through employment, you may need to pay a premium for Part A. The premium will depend on how long you or your spouse have worked and contributed to Medicare taxes.

• Medicare Part B: This part of Medicare covers medical insurance and requires a monthly premium, which applies to everyone, regardless of whether they paid into Social Security.

If you're unsure about your eligibility or the costs you may incur, it’s best to consult with a broker who can provide tailored advice for your situation. You can schedule an appointment here: Schedule an Appointment.