Coverage Types
Medicare
Medicare insurance is a federal health program that provides coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities. It helps cover hospital stays, doctor visits, prescription drugs, and preventive services. Learn more about Medicare Parts A, B, C, and D, how they work, and how to choose the right plan to meet your healthcare needs.
Medicare Advantage
Medicare Advantage, also known as Medicare Part C, is a comprehensive alternative to Original Medicare that includes all Parts A and B benefits, often with added coverage for services like prescription drugs, dental, vision, and wellness programs. Offered by private insurers, Medicare Advantage plans provide more flexibility and extra benefits. Learn how Medicare Advantage works and how to choose the right plan to fit your healthcare needs.
Medicare Supplements
Medicare Supplement Insurance, also known as Medigap, helps cover out-of-pocket costs not fully covered by Original Medicare, such as copayments, coinsurance, and deductibles. It provides added financial protection and peace of mind, ensuring you have comprehensive coverage for your healthcare needs. Learn how Medicare Supplement plans work, what they cover, and how to choose the best plan for your situation.
Medicare Part D - Prescription Drugs
Medicare Part D drug plans provide prescription drug coverage for individuals enrolled in Medicare. These plans help reduce the cost of medications, covering both generic and brand-name drugs. Offered by private insurers, Part D plans protect against high out-of-pocket drug expenses. Learn how Medicare Part D works, the benefits it offers, and how to choose the right plan for your prescription needs.