Medicare FAQ
What is Medigap insurance?
Medigap (Medicare Supplement Insurance) helps cover out-of-pocket costs like deductibles, copayments, and coinsurance that Original Medicare doesnβt pay for. To explore your Medigap options, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
How do I enroll in a Medigap plan?
To enroll in a Medigap plan, you must be enrolled in Medicare Part A and Part B. The best time to enroll is during your six-month Medigap Open Enrollment Period. Compare plans and premiums from multiple insurers and apply online, by phone, or by mail. For personalized help, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
Can I switch my Medigap plan later?
You can switch your Medigap plan at any time, but after your Open Enrollment Period, insurers may require medical underwriting. You may have guaranteed issue rights in specific situations or special state rules that make switching easier. For help switching plans, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.