Medicare FAQ
Whatβs the difference between Medicare Part A and Part B?
Medicare Part A covers inpatient hospital stays and hospice care, while Part B covers doctor visits, outpatient services, and preventive care. For personalized advice on which parts of Medicare to enroll in, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
What is Medicare Advantage (Part C)?
Medicare Advantage offers additional benefits like prescription drug coverage, dental, vision, and hearing services, and it caps your annual out-of-pocket costs, unlike Original Medicare. To explore whether Medicare Advantage is right for you, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
Can I enroll in both Medicare and a private insurance plan?
Yes, you can have both Medicare and private insurance at the same time. Medicare and your private insurance will coordinate, with one being the primary payer and the other secondary. For advice on how they work together, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
What is Medigap, and how does it work with Medicare?
Medicare Supplement (Medigap) plans complement your Original Medicare by helping cover out-of-pocket costs like deductibles, copayments, and coinsurance. For help choosing the right Medigap plan, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
How do I choose between Original Medicare and Medicare Advantage?
When deciding between Original Medicare and a Medicare Advantage plan, consider factors like coverage, costs, flexibility, choice of doctors, and additional benefits. For help choosing the right option, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.
What does Medicare Part D cover?
Medicare Part D covers prescription drugs and includes a formulary, copayments, coinsurance, and coverage stages like the coverage gap (donut hole) and catastrophic coverage. To explore your Part D options, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.